The management of CrusaderSterling Pensions Limited says that with the over 400 branches of its Pension Funds Custodian at the company's disposal, payment of contribution is made easy, just as opening of Retirement Savings Account and Additional Voluntary contributions is made easy.

CrusaderSterling Pensions, a pension fund administration company promises to provide an unrivalled investment management service to its pension fund savers by focusing its efforts in defining and maintaining clear investment policies and strategies. Once the investment policies are implemented, it would give the contributors a clear competitive advantage, the company stated. Mr. Niyi Falade is the company's Managing Director.

The pension fund administrator stressed that such competitive advantage would be a function of the quality of its investment management team supported by infrastructure focused solely on pension fund investment management services.

CrusaderSterling informed that it has no other activities than management and allocation of its pensioner's interests and capital.

The company's approach is to allocate its savers capital for optimal long term growth in a range of carefully selected investments. We look at each investment individually and in-depth by undertaking full fundamental investment analysis. The ability and integrity of the management, the profit, growth and cash flow potential of the business are key factors which we consider when deciding whether or not to invest.

In all its activities, the company promised to be commercial, fair, honest and loyal;

While also respecting the needs of its savers, shareholders, staff and the businesses in which it invested in.

We shall "maintain our integrity and professionalism; and strive for continual improvement and innovation," the firm noted further.

In appreciation of the fact that sustained success requires skill and consistent application of sound principles, Crusadersterling said its investment principles shall focus on research as it invest for the long term and blend passive with active management.

The core of the company's pension fund investment vehicles consist of long-term holdings which are considered to be stakes in businesses and the economy, selected on the basis of a 70 per cent bottom-up and 30 per cent top-down research driven approach. The company maintained that "there is no 'black box' investment system and the selection process is on an asset by asset basis. Investments are made in a broad spectrum of instruments, sectors, industries and companies."

In selecting these, certain factors, including overall growth and return prospects, competitive position in their respective markets, technology, productivity, research and development, commitment to increasing shareholder value, cash flow; and corporate governance, amongst others are considered.

CrusaderSterling Pensions Limited was incorporated in October, 2004 as a Pension Fund Administrator to administer and manage pension retirement savings contributions of employees in the country in accordance with the Pension Reform Act 2004.

CrusaderSterling Pensions Limited was granted a license to operate as a pension fund administrator by the National Pension Commission (PenCom) in accordance with the provisions of the Pension Act.

Its core values are integrity, professionalism and devotion to its teeming customers.

To achieve this, the company has put in place wide network of branches and customer service centers.

The company is also armed with cutting edge Information Technology support system and processes, as well as blessed with experienced investment management team supported by world class investment management infrastructure. With its IT support services are customer friendly interfaces which are very interactive.

As a Pension Fund Administrator, the roles of CrusaderSterling are to open Retirement Savings Account and Additional Voluntary Contributions for employees.

The pension fund administration company also manages and invests contributor's funds, as well as provides regular information on investment strategy and returns to employees or beneficiaries.

The firm is equally saddled with the responsibility of ensuring payment of retirement benefits to employees and or beneficiaries.